Benazir Kafalat is working on such an assignment as the one provided to you. One can come across a lot of different materials. In addition, to provide a student with the greatest possible amount of information. Moreover, the list of sources should comprise a greater number of materials.
Introduction
It is one of the most renowned social protection programs by the Government of Pakistan. Although, with an aim of assisting the disadvantaged groups mainly female. Hence, this program, integrated into the Ehsaas Program. Moreover, it got initiated to ensure the socio-economic uplift of the poor class. Crucially, this program is named after the former Prime Minister of Pakistan Benazir Bhutto. However, which represents her dream of justice for the society. Analyzing this article, one gets the overview of the Benazir Kafalat. Moreover, as the government’s social initiative. In addition, its goals, methods and impacts on millions of Pakistanis.
Benazir Kafalat – Historical Background
The Benazir Kafalat, initiated in 2008 when PPP came into power. However, to concentrate on social security. The program was originally designed with the name – Benazir Income Support Program (BISP). Which, formulated with an aim to offer a cash transfer program for the BPL families. Also, poverty has been widening. That is why the program has grown and also enriched its areas of focus to several aspects of it. Such as health, education, and financial.
Objectives of the Benazir Kafalat Program
The Kafalat Program launched by Benazir Bhutto was specifically designed to;
Also, the main goal of the program is to offer credit facilities. In addition, to the women-headed vulnerable households. The key goals of the program include:
Poverty Alleviation: In that way, through delivering the program. That consists in releasing proper cash transfers for low-income families. Its concept tends to fight against poverty and increase standards of living.
Women Empowerment: It is a women’s oriented program. Hence, the goal of which is to increase the role of female members in the management of family finances.
Education and Health: This is through conditional cash transfers. For the families to foster their children’s education and health. Although, to cut or end the factor of poverty that has replicated to the next generations.
Financial Inclusion: The program assists the beneficiaries in accessing bank services. As a result, they become clients of financial institutions. Hence, which means that include in a formal credit system.
Benazir Kafalat – Implementation and Administration
The Benazir Kafalat falls under the BISP Secretariat slogan. Which operates in the ministry of poverty alleviation and social safety. The targeting mechanism of the program is quite broad and detailed. To ensure that the beneficiaries are useful to society. The key steps involved in the implementation of the program are as follows:
Identification of Beneficiaries: The program thus targets locales. Based on the NSER classification of the particular household. As being of a particular socio-economic status. The NSER is in fact carried out in a dynamic manner. Results in an updated database to suit changes. In the socio-economic characteristics of households.
Enrollment: Beneficiaries qualify to be under this program. Also, through a very thorough registration process. This includes use of biometric to avoid cases of fraud and to enhance the level of transparency.
Cash Transfers: Pay delivered through a secure and efficient mode of payment to the beneficiaries. However, in the form of cash transfers. It must be noted that these payments made on a quarterly basis. Directly to the bank accounts/mobile wallets as the case.
Monitoring and Evaluation: This program also has a very sound monitoring system. That would enable it to measure its performance and effectiveness. Auditing and surveys performed. To promote responsibility and increase the level of openness.
Future Directions
To enhance the effectiveness and sustainability of it several measures are:
Improved Targeting: Enhancing the NSER and applying modern tools of data analysis. For identification list of deserving beneficiaries. The aim of thetas programmes of reaching out. To the needy, vulnerable and deserving beneficiaries will realize.
Digital Payments: Enhancing the utilization of the electronic money transfer. It can enhance the cash transfer efficiency and reduce leakages. A Mobile wallet, and digital banking techniques will enable beneficiaries. To access funds in a more efficient manner.
Capacity Building: There is an opportunity to promote the development of beneficiaries’ capacity. To use the financial support efficiently. This consists of giving orientation on issues to do. With money management, business making, and vocational training.
Linkages with Other Programs: Such integration with other related programs. Such a program for women can be done. To expand the impact of other poverty intervention and social protection schemes. For example, the use of cash transfers accompanied by vocational training enables. The beneficiaries get skills and workable employment chances.
Community Engagement: Community participation in the development. Delivery of the program is helpful. Because its development will be much more sensitive to the needs in the communities. The accountability and transparency of follow up and monitoring mechanisms can improve. Through community based monitoring feedback mechanisms.
Conclusion
Benazir Kafalat is an important element. In the structure of social protection of Pakistan. As it gives a proper helping hand to the sensitive groups of population. It satisfies the knowledge of poverty reduction, women’s education and financial systems. That helped millions of Pakistanis become better due to this program. But, improvement of this fitter still remains an issue. Which requires to be addressed to achieve sustainability of the program. Hence, the Benazir Kafalat Program carries. A great potential of enhancing the welfare of Pakistan’s populace. Thereby the country as a whole if proper follow-up and enhanced effectiveness is given to it.
